Home - Scott Johnson Mortages

Have you ever wondered why people use a mortgage broker instead of going directly to the bank?

I have access to all the lenders to ensure you are getting the best mortgage rates available. The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.

I’m a Mortgage Advisor and I’m an independent, unbiased, expert, here to help you move into a home you love.
I have access to mortgage products from over forty lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.
VERICO mortgage specialists are Canada’s Trusted Experts who will be with you through the life of your mortgage.

My Lenders

Home Purchase

I take you step by step through the financing process.

Mortgage Refinancing

Access to lenders that offer the best-in-market interest rates and mortgages.

Mortgage Renewals

I will help you access the best rate and mortgage package.

Construction Loans

Offering financing to the builder on both a pre-sold and construction basis.

There is always time to talk call me at 1(855)485-4321

to talk to us about your savings potential

Construction Loans

We offer unique builder financing programs to meet your needs. Whether you are constructing hundreds of homes a year, or you specialize in customized construction, or you are a small builder just starting out, our construction loans are well designed to suit your requirements.

Our dedicated turnkey services include: Credit Facility Management, Purchaser Mortgages, Draws, Inspections and much more. Our application process is straightforward and simple.

We offer financing to the builder on both a pre-sold and construction basis. There are no front or back end fees. Cancellation fees are waived with certain mortgages plans. We also offer competitive construction rates and flexible draw schedules.

Our mortgage programs also allow you to receive funds on each home as construction proceeds. Advances are available to you at each stage of construction.

Mortgage Renewals

When it is time to renew your mortgage, shop around for the best rate and terms. Our experienced mortgage professionals have access to lenders that offer the best-in-market interest rates and mortgages.

We shop around, at no charge to you
It will not cost you anything to switch
Canada’s best prepayment options

Renewing your mortgage is as important a financial decision as selecting your first one. When renewing your mortgage, you are in a stronger financial position than you were when you first purchased. Your home equity grows over a period of time and by decreasing your principal loan balance, you are in a good position to negotiate. We will help you access the best rate and mortgage package that caters to your individual needs.

Mortgage Refinancing

Mortgage refinancing can prove beneficial in several ways:

Consolidate additional mortgages, high interest credit cards, loans and lines of credit
Lower your monthly payments and increase cash flow
Allow cash for renovations and home improvements that will increase property value
Assist with financing children’s education or other needs
Obtain money for investments such as additional real estate or financing a business

Mortgage refinancing is becoming a popular financial solution, especially for those who are burdened by large monthly payments or multiple debts.

Home Purchase

When you deal with one of our brokers, you will receive:

The lowest rates in Canada
100% financing programs (oac)
Flexible options for future changes to your life
Canada’s best pre-payment options which allow you to become debt free faster
Programs available for every credit situation including self employed, and post bankruptcies
Access to private lenders to assist unique situations

There are a number of mortgage products available to you. We will help you make the right decision.

Have you ever wondered why people use a mortgage broker instead of going directly to the bank?